Effective Date: 10 September 2026
Last Updated: 10 September 2026

This Cookie Policy explains how OYIOYIO LIMITED (“OYIOYIO”, “we”, “us”, or “our”) uses cookies and similar technologies when you visit or use oyioyio.com, our mobile applications, and related digital services (collectively, the “Platform”).This Policy should be read together with our Privacy Policy and Terms of Service.

1. WHAT ARE COOKIES?
Cookies are small text files that are placed on your device when you visit a website. They allow websites to recognize your device, remember your preferences, maintain sessions, and understand how visitors use the website. We may also use similar technologies such as pixels, web beacons, local storage, and software development kits (“SDKs”) in our mobile applications.

2. WHY WE USE COOKIES
OYIOYIO uses cookies and similar technologies to: Make the Platform function properly. Keep customers signed in. Maintain shopping carts and checkout sessions. Remember user preferences. Improve website performance. Understand how customers use our Platform. Improve our products and services. Detect fraud and protect account security. Personalize content and product recommendations. Measure marketing and advertising performance. Support Vendors and marketplace functionality.

3. TYPES OF COOKIES WE USE
3.1 Strictly Necessary Cookies: These cookies are essential for the operation of the Platform. They may be used to: Maintain login sessions. Keep products in shopping carts. Process checkout .Maintain secure sessions. Remember essential security settings. Support Vendor and customer account functionality. These cookies generally cannot be disabled through our cookie-management tools because the Platform may not function correctly without them.
3.2 Functional Cookies: Functional cookies allow the Platform to remember choices you make and provide enhanced functionality. For example, they may remember: Language preferences. Currency preferences. Recently viewed products. Certain display preferences. Other choices made while using the Platform.
3.3 Analytics and Performance Cookies: We may use analytics technologies to understand how visitors interact with OYIOYIO. These technologies may collect information such as: Pages visited. Time spent on pages. Referring websites. Device type. Browser type. Approximate location. Interaction with website features. General traffic and performance information. We may use services such as Google Analytics or other analytics providers where enabled. Analytics information helps us understand customer behaviour and improve the Platform.
3.4 Advertising and Marketing Cookies Where enabled, we may use advertising and marketing technologies to: Measure advertising campaigns. Understand interactions with advertisements. Display relevant OYIOYIO advertisements. Create advertising audiences. Measure conversions. Improve marketing performance. These technologies may include services provided by companies such as Meta, Google, TikTok, or other advertising partners. Where required by applicable law, we will request your consent before placing non-essential advertising cookies.
3.5 Security and Fraud-Prevention Technologies We may use cookies and similar technologies to detect suspicious activity, prevent fraud, protect accounts, and maintain the security of transactions. These technologies may be used by OYIOYIO and by trusted payment or security providers.

4. E-COMMERCE COOKIES
Because OYIOYIO operates an online marketplace, certain cookies are necessary to support shopping functionality. For example, cookies may allow us to: Remember products added to your cart. Maintain your checkout session. Remember your account session. Process purchases. Display relevant order information. Support Vendor storefronts. Maintain marketplace functionality. If these cookies are disabled, some shopping functions may not operate correctly.

5. THIRD-PARTY COOKIES
Some cookies may be placed by third-party service providers that support our Platform. These may include: Payment processors. Analytics providers. Advertising platforms. Social-media platforms. Security providers. Maps and location services. Customer-support tools. Marketing platforms. Third parties may process information in accordance with their own privacy policies. Examples may include: Google Meta Paystack Flutterwave  OneSignalGoogle Maps The specific third-party services used by OYIOYIO may change as our Platform develops.

6. PAYMENT SERVICES
When you make a payment through the Platform, payment providers may use cookies, SDKs, or similar technologies to facilitate secure transactions, prevent fraud, maintain payment sessions, and provide payment functionality. OYIOYIO does not intend to use cookies to collect or store your complete payment-card information. information is handled by the relevant payment provider in accordance with its security and privacy practices.

7. MOBILE APPLICATIONS
Our mobile applications may use technologies similar to cookies, including SDKs, local storage, device identifiers, and push-notification technologies. These technologies may be used to: Maintain app sessions. Remember preferences. Provide notifications. Measure app performance. Improve user experience. Support security and fraud prevention. Provide personalized features.

8. AI AND PERSONALIZATION
OYIOYIO may use cookies, local storage, account information, and similar technologies to support personalized experiences, including AI-powered fashion recommendations and styling features.For example, where enabled and permitted, we may use information about your interactions with products or the Platform to provide more relevant recommendations.AI recommendations are intended to improve your shopping experience and do not guarantee that a recommended product will be suitable for you.

9. YOUR COOKIE CHOICES
Depending on your location and applicable law, you may be presented with a cookie banner or consent-management tool when you first visit the Platform. Where applicable, you may: Accept non-essential cookies. Reject non-essential cookies. Customize your cookie preferences. Change your preferences later. Strictly necessary cookies may continue to operate because they are required for essential Platform functionality.

10. BROWSER CONTROLS
Most modern web browsers allow you to control or delete cookies through their settings. You may configure your browser to: Block cookies. Delete existing cookies. Notify you before cookies are stored. Block third-party cookies. Please note that disabling certain cookies may cause some features of OYIOYIO to stop working correctly.

11. DO NOT TRACK SIGNALS
Some browsers provide “Do Not Track” or similar settings. Because there is currently no universally accepted technical standard governing how websites should respond to all such signals, OYIOYIO may not respond to every browser-based Do Not Track signal. Where applicable law requires a particular response, we will comply with those requirements.

12. COOKIE RETENTION
Cookies may remain on your device for different periods depending on their purpose. Some cookies are session cookies, which expire when you close your browser. Others are persistent cookies, which remain on your device for a specified period or until you delete them. The duration of a cookie may vary depending on the service provider and purpose for which it is used.

13. CHANGES TO THIS COOKIE POLICY
We may update this Cookie Policy from time to time to reflect:  Changes to our Platform. New technologies. Changes to third-party services. Changes in applicable laws. Changes in our business practices. The latest version will be published on this page with the updated “Last Updated” date.

14. PRIVACY AND DATA PROTECTION
Information collected through cookies may constitute personal data depending on the circumstances. OYIOYIO will handle personal information in accordance with our Privacy Policy and applicable data-protection laws and regulations. Where applicable, we will provide users with appropriate choices regarding non-essential cookies and similar technologies.

15. CONTACT US
If you have questions about this Cookie Policy or how OYIOYIO uses cookies, please contact us:
OYIOYIO LIMITED
Website: https://oyioyio.com
Email: info@oyioyio.com
Address: PLOT 1510, ADEKUNLE GIDADO STREET, GUZAPE, ABUJA, FCT, NIGERIA© 2026 OYIOYIO LIMITED.

All rights reserved.